Global payments
Posted on Mar 20, 2025
Picture this: you’re expecting an international payment—maybe from a client, a relative, or a business partner. You’re all set, and then your bank asks for a SWIFT code. Now, you’re stuck, wondering what that even is and where to find it.
If this rings a bell, you are not alone. SWIFT codes are necessary for international transactions but tend to confuse individuals.
Don't worry—this explanation will break it down for you so you can identify your HDFC Bank SWIFT code easily and receive your funds without undue delays.
Related Read: Essential Guide to B2B Cross-Border Payments for Businesses
What is an HDFC Bank SWIFT Code?
Imagine a SWIFT code to be the international address of your bank. Just as a PIN code is used to find a city, a SWIFT code helps international payments get to the correct bank and branch.
Here's what you should know:
SWIFT is an acronym for Society for Worldwide Interbank Financial Telecommunication—a name for a system that makes banks communicate with each other safely.
It’s an 8 or 11-character code that identifies your bank for cross-border transactions.
If you’re receiving or sending money internationally, HDFC Bank will need the correct SWIFT code to process your payment.
Here’s what a typical SWIFT code looks like:
HDFCINBBXXX
HDFC – Bank Code (HDFC Bank)
IN – Country Code (India)
BB – Location Code
XXX – Branch Code (sometimes optional)
Without the proper SWIFT code, your payment may be delayed, rejected, or even sent to the wrong bank—and no one wants that.
How to Find Your HDFC Bank SWIFT Code
Getting your HDFC Bank SWIFT code is simpler than you might think. Here's where to find it:
HDFC Bank Website: Go to the official HDFC bank website and look at the international banking section.
Bank Statement or Chequebook: A few banks do print SWIFT codes on statements, even passbooks.
HDFC Bank Customer Support: Call or go to your branch, and they will give you the right SWIFT code.
Online SWIFT Code Directories: Websites such as SWIFT.com or RBI's website maintain official SWIFT codes.
Verify the SWIFT code before you make a transaction—it saves you time, money, and stress.
Related Read:Understanding the SWIFT Network: A Detailed Breakdown
HDFC Bank SWIFT Code List
HDFC Bank has variant SWIFT codes for varying branches. In case you require the precise one for your area, you may:
Look up HDFC Bank's official website for a revised list.
Call your branch directly to check the accurate code.
Utilise an online SWIFT code finder from a reputable source.
Always utilise the SWIFT code corresponding to your specific branch to prevent payment failure.
HDFC Bank SWIFT Codes for Major Cities
If you’re banking with HDFC in a major city, here are some commonly used SWIFT codes:
Mumbai: HDFCINBBXXX
Bangalore: HDFCINBBBLR
Chennai: HDFCINBBCHE
Need a SWIFT code for a different city? Your best bet is to check directly with HDFC Bank.
Common Mistakes and How to Avoid Them
Even a small mistake in a SWIFT code can delay your transaction or send it to the wrong account. Here’s what to watch out for:
Mistyping the branch code – Always confirm the correct HDFC Bank branch's SWIFT code.
Typos while entering – Double-check all the letters and numbers before finalizing.
Incorrect old SWIFT code – Banks sometimes change their SWIFT codes, so ensure yours is up to date.
Tip: Always obtain SWIFT codes from the official sources of the bank to avoid mistakes.
Related Read: Avoid Compliance Errors in Cross-Border Payments to India
How HDFC Bank SWIFT Codes Relate to International Transactions
SWIFT codes are only part of the global payment equation. Here's what else to keep in mind:
Exchange rates – How your money gets exchanged from currency to currency.
Transfer fees – Payment providers and banks charge for handling international payments.
Processing time – Some transfers take longer than others based on the bank and location.
How Infinity Helps
Infinity makes global transactions easy by eliminating the hassle of SWIFT codes. You can easily receive your international payments by following a simple 5 mins KYB step and there you are ready with your multi-currency account.
Make international payments easier? Learn more about Infinity's payment solutions today.
FAQ Section
1. What is HDFC Bank SWIFT Code?
It's an 8-11 character code that represents HDFC Bank for overseas transactions.
2. Where can I find my HDFC Bank SWIFT code?
You can easily find HDFC bank swift code on HDFC's website, your bank statement, or call your branch.
3. Why does my business need an HDFC Bank SWIFT code?
If you're making or receiving foreign payments, a SWIFT code makes sure your transaction ends up with the correct bank.
